Business Bill Pay

Make payments to virtually anyone, anytime!

The Business Bill Pay feature within State Bank’s Business Online Banking system lets you quickly and conveniently pay anyone online that you currently pay with a paper check.  It’s quick, easy, efficient and, best of all, secure!

Need help with Business Bill Pay? Check out our FAQs!

Features of Business Bill Pay

No more buying stamps or mailing checks to pay your bills!  With just a few clicks, you can make the most of your time and save money with State Bank’s Business Bill Pay.

• Pay any person/company in the US (except court ordered payments and state/federal tax payments)
• Receive and pay e-Bills online
• Schedule repeating payments
• Electronically link invoice and credit memo information with your payments
• Delegate and set permissions to define who can pay bills by user
• Organize payees inside categories to manage finances and for tax reporting purposes

Start managing your business bill payment process automatically, save time and save money with fewer checks to write, record and mail. Take a few minutes and watch the Business Bill Pay demo to learn how easy it is to pay your businesses bills online!

View Business Bill Pay Demo

Get Started with Business Bill Pay

Enrollment for Business Bill Pay is completed during the enrollment process for Business Online Banking.  If you have not enrolled your business account to use this service, or are not sure, it’s no problem!  Just contact an e-banker  and we’ll be sure to make Business Bill Pay available upon your request.

Business Bill Pay FAQs

What is Business Bill Pay? Business Bill Pay is a service that allows you to make payments to individuals and companies through your online banking account. 

Why use Business Bill Pay over Personal Bill Pay? Business Bill Pay is designed to meet the needs of today’s small businesses. In addition to making payments, you can set permission controls.

Who can I pay with Business Bill Pay? Pay any person or company in the U.S., with the exception of court-ordered payments and state and federal tax payments.

Is Business Bill Pay secure? Just like Business Online Banking, Business Bill pay offers strong, multi-layer security such as:

• Token & PIN Number: Your token generates a unique, randomized number every time you use it. This, in combination with a PIN number you have chosen, creates a secure and safe login.
• Secure Sockets Layer (SSL): Bill Pay uses SSL, which ensures that your connection and information are secure from outside inspection. 
• Encryption:  Bill Pay uses 128 bit encryption to make your information unreadable as it passes over the Internet.
• Automatic Sign Out:  Bill Pay automatically signs you out of a session if you are inactive for a predefined number of minutes. 

How do I enroll for Business Bill Pay? When completing the application for Business Online Banking, you will need to select Bill Pay under the Services Selection section. If you have already enrolled and would like to add this service, please contact an e-banker who will be able to assist you.

How do I start using Business Bill Pay? Once you have enrolled for Business Online Banking and have selected Bill Pay under the Services section, you can start making payments as soon as you have access to your business online banking account.

Is there a fee to use Business Bill Pay? Business Bill Pay is a free service to customers. However, some optional features will incur a fee, such as same day payment and overnight transactions. Please contact an e-banker or call us at 319-483-1005 for additional information.

How are online payments delivered? Most payments are delivered electronically. Your payment information, such as your account number, is sent via secure transmission. All other payments are made by paper checks mailed via the US Postal Service.

How long does it take before a payment is received? Generally, the payment is received within two to seven days, depending on whether it is sent electronically or via paper check.

How will I know if a payment is made electronically or by check? When you are scheduling a payment, the payment calendar allows you to pick your first available pay date and discloses if the payment will be sent electronically or by paper check. In most cases, the first available pay date for electronic payments will show as the next business day. For check payments, the next available pay date will typically show anywhere from 2-5 business days later.

How are the scheduled payments processed with Business Bill Pay? Most scheduled payments are sent electronically and funds are withdrawn from your account on the payment date.

Can I set up recurring and automatic payments? Business Bill Pay allows you to set up both recurring and automatic payments for bills that are consistent every month. Some examples are mortgage/rent payments, insurance, or membership fees.

Can I make a one-time payment? Yes! Bill Pay allows you to make one-time payments for different amounts at different times. This is often used for payments like a telephone or utility bill that may differ each month.

What kind of permission controls can I set? Bill Pay gives you the ability to specify who can make payments, which payments they can make, and from what accounts they can make the payments. You also have the option of requiring someone of higher authority to approve a scheduled payment.

Can I pay multiple bills at one time? Yes! You can set payments and dates for as many payees as you need before submitting the payments.

Can I change or cancel my scheduled Bill Payment? You may change or cancel any bill payment transactions, provided the payment is still in a “Pending” status. You may also review your previously scheduled or pending payments in the “Pending Payments” section box within the Payment Center. 

If the payment is in a “Processing” status, it will be necessary to contact us at 319-483-1005 to determine if a stop payment can be placed on the item.

Can I pay bills from any account? Bills can only be paid from checking accounts or money market accounts with check writing capabilities.

Is there a demo to watch? Yes! Check out our Business Bill Pay demo!

What if I still have more questions about State Bank Business Bill Pay?  If you still have questions regarding State Bank Business Bill Pay, please call us at 319-483-1005 or visit us today!